Which bank is better to take a mortgage? Where is the lowest mortgage percentage in which bank? Those and many other questions are asked by those wishing to acquire housing. The Rusipoteka Information Center regularly monitors the mortgage market. By analyzing the rating of banks by the total amount of mortgage loans, their number and how much the volume has decreased, a thoughtful reader can determine where the most profitable mortgage is. Which bank from this top 10 to take a mortgage is for you to decide.

10. Absolut Bank

Mortgage Banks Rating 2016 begins Absolut Bank - one of the commercial banks operating in the territory of the Russian Federation. The main shareholder of the bank is NPF Blagosostoyanie - a non-state pension fund, the brainchild of Russian Railways. For the first half of 2015, the bank issued 1,242 mortgage loans totaling 2,565 million rubles.

9. The Renaissance

One of the largest commercial banks in Russia for the first half of the year provided 1 256 mortgage loans totaling 2 970 million rubles. The total volume of loans compared to 2014 decreased by 43%.

8. Bank "Housing Finance"

The bank is owned by Krup PIK, a company engaged in the construction and reconstruction of real estate, and the name of the bank itself speaks of its specialization - mortgages. The rating of banks claims that for the six months it has been issued 1,896 loans totaling 3,800 million rubles, while their volume decreased by 23%.

7. “Bank Saint Petersburg”

The Bank of the northern capital experienced a decrease in the volume of loans issued by 47%, and issued 2,249 loans totaling 4,070 million rubles, which is half the size of the next ranking.

6. Gazprombank

Although Gazprombank is considered one of the most reliable banks in 2016, the volume of loans issued to it fell more than others - by as much as 73%. It is interesting that if for the first half of 2015, 3,375 mortgage loans were issued (which is half the size of the next ranking position), then Gazprombank is only 15% less in fifth place in terms of the total amount of loans issued.

5. Russian Agricultural Bank

Founded by direct decree of the President of the Russian Federation to service the agricultural industry of Russia, the Agricultural Bank issued 7,015 mortgage loans in the amount of 9,256 million rubles. However, the volume of loans issued fell by 38%.

4. "Bank of Moscow"

The main shareholder of Bank of Moscow is the VTB Bank parastatal association. The decrease in the volume of loans issued is relatively small and second only to DeltaCredit Bank - only 15%. For the first half of 2015, 5,335 loans were issued for a total amount of 10,244 million rubles.

3. DeltaCredit

The third place in the ranking is occupied by the largest commercial mortgage project - DeltaCredit, which has been successfully operating in Russia for more than 18 years (the bank is completely owned by Soci? T? G? N? Rale international financial corporation). Alas, the bank's reputation is somewhat spoiled by the fact that since 2007, mortgage loans in foreign currency were imposed on Russian clients, to the detriment of the legislation of the Russian Federation, which caused massive protests in 2014. However, the reduction in the volume of loans issued by the bank is the smallest in the rating - only 13%. Despite what happened, customers continue to trust him.

2. "VTB 24"

In the second place in the ranking of mortgage banks in 2016 was another semi-state company - VTB 24 Bank, whose leading shareholder (through VTB Bank) is Central Bank. In terms of the total number of deposits and loans, it is second only to the first place in the rating. Despite a fifty-percent drop in the volume of loans issued, 38 326 mortgage loans worth 72,409 million rubles were issued in the first half of last year.

1. Sberbank

The best banks for mortgages led by Sberbank. The result was predictable: Sberbank has long and firmly gained public confidence. For the first half of 2015, 197,731 mortgages were issued with a total amount of 304,302 million rubles, which is more than three times higher than the second place in the rating. Compared to 2014, the volume of loans issued fell by a quarter - a significant figure, but still not too large.

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